For those starting out in investing, navigating mutual funds can be very confusing. Selecting the proper platform becomes necessary with so many strategies available. Angel One MF which uses technology, is gaining popularity in passive investing in India. Here’s more information about the range of activities, its strengths and what to consider if you’re new to it.
1. Embracing Passive Investing: The Core Philosophy
This fund is unique because it only considers passive strategies, for example index funds and ETFs. With actively managed funds, a manager tries to select the right stocks, while with passive funds, the goal is to track and emulate the Nifty 50. As a result, you don’t have to worry about handpicking stocks or managers which is a plus for anyone who wants investing to be simple and straightforward.
According to the company’s belief, the value of the whole market exceeds the value of all the individual parts. Thanks to Angel One MF, smaller investors can join the market growth by paying much lower fees.
2. Cost Efficiency: A Gateway to Long-Term Wealth
Its biggest advantage is its cost-efficient structure. Because ETFs have lower fees than most actively traded funds, investors lose less money from recurring costs that affect their earnings over the years. Because of this, direct plans avoid using intermediary commissions which enables more money to be kept invested.
You don’t have to pay any brokerage when you invest in mutual funds through the platform and anyone can start with just ₹100 each month. Because it is cheaper than others, it can focus on making retirement funds accessible to India’s many new savers beyond the main cities.
3. Tech-Driven Tools for Smarter Decisions
The advisory tool, ARQ Prime which is based on AI, looks at the markets and your profile to recommend a portfolio for you. Passive investors who want to base their investments on numbers will find this tool invaluable, as it delivers a CAGR of 28.59% over 8 years.
A Smart Money program is part of the platform, providing over 57 lessons on investing basics, technical analysis and a diversified portfolio. Over 9 lakh learners have used these resources, bridging the gap between financial literacy and actionable insights.
4. Fund Performance and Options
While Angel One MF’s passive funds are relatively new (launched in 2023), their strategy aligns with global trends favoring low-cost index investing. For example, funds like the Nifty 50 Index Fund aim to mirror benchmark performance, avoiding the volatility of stock-picking6.
Comparatively, thematic and sectoral funds from other AMCs listed on Angel One’s platform—such as mid-cap funds delivering 64.91% 1-year returns—highlight the diversity available. However, Angel One MF’s niche lies in steady, market-aligned growth rather than aggressive outperformance.
5. Risks and Considerations
Risks are present in every type of investment such as mutual funds. Passive funds have the potential to fall just as standard funds during periods of heavy selling. For instance, a fund tracking the Nifty 50 would decline if the index falls. Additionally, passive strategies may underperform during bull markets where active managers thrive.
Angel One MF’s success also hinges on fund manager expertise. While Mehul Dama and others with similar experience have 19+ years in passive strategies, those starting out should consider their risk and investment plans before investing.
6. Getting Started: A Step-by-Step Approach
Investing through Angel One MF is streamlined for ease:
Log In: Access the Angel One app or website.
Explore Funds: Filter options by risk level, returns, or category.
Select Strategy: Choose between SIPs (for disciplined investing) or lump-sum investments.
Monitor: Use real-time tracking tools to review performance.
The platform’s vernacular support and regional onboarding teams further simplify the process for non-English speakers.
Conclusion: Balancing Innovation and Prudence
Because Angel One MF offers an easy, suitable and modern platform, it attracts investors who are just starting out in the market. Although it may not appeal to those looking for quick profits, it still benefits people who want lasting profitable results.
Those who need something easy, open and guided by new technology can use Angel One MF to discover mutual funds. It is always wise, with investment choices, to keep your financial goals in mind.
By focusing on making investing easier and more modern, Angel One MF is guiding India’s investment revolution.
